Resources
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 MOSES has received funding for a three-year project to develop resources on farm financial management for new and beginning sustainable farmers. We have two primary products, a two-day workshop and an easy-to-use resource book. We will offer additional resources to complement both on this web page.
This book will help you understand basic financial management on your farm- how to collect and use numbers in ways that will give you real information that is helpful in making farm decisions. You can purchase your copy of Fearless Farm Finances now by visiting our online bookstore. For educators and retailers intersted in ordering more than 5 copies, please use the bulk order form. Take a sneak-peek at the Table of Content! Download the PDF version here. Resources Balance Sheet, Income Statement and Statement of Cash Flows Templates
Balance Sheet, Income Statement and Statement of Cash Flows Templates Oklahoma State University – receipt tracker (PDF) Oklahoma State University – expense tracker (PDF) Oklahoma State University –income statement (PDF)
Benchmarks of Yields and Prices WI Center for Dairy Profitability - Benchmarks for dairy farms, both organic and non-organic, including grazing operations. Wisconsin Dairy Ratio Benchmarking Tool (WisDRBT) - Allows you to compare your financial ratios to your farm’s past performance, and do a comparative analysis with the industry. MN Center for Farmer Financial Management - generates benchmark and summary reports for crop, live stock and dairy. USDA-AMS - Price Charts bi-weekly updates on current agricultural commodity prices.
Books The Organic Farmer's Business Handbook: A Complete Guide to Managing Finances, Crops and Staff - and Making a Profit. Wiswall, Richard. Chelsea Green Publishing, 2009. Companion CD has electronic templates to create enterprise budgets and templates from the Vermont Farm Viability Enhancement Program Farm Financials Workbook.
Budgeting Templates USDA Small Business Administration - cash flow budget worksheet
Business Planning Agricultural Innovation and Commercialization Center at Purdue University- a business planning tool Colorado State University Deming Center - business planning website University of MN Center for Farm Financial Management - business plan template Allan Savory and Holistic Management - http://www.holisticmanagement.org/
Financial Management Resources (General) MN State Colleges and University Farm Business Management - Farm business management classes and assistance.
Goal Setting USDA - Risk Management Agency - SWOT (Strengths, Weaknesses, Opportunities, & Threats) Analysis Worksheet (PDF) Square One: Build a Farm to Match Your Values, Goals, Skills, and Resources - An online course to help you set goals, assess the resources you have available for farming (physical, financial, and personal), and explore what enterprises are the best fit for you and your land. From Cornell Small Farms Program.
Enterprise Budgeting Tools The Ag Risk Education Budget Library (University of Minnesota) - The Budget Library is a one-stop searchable database for crop and livestock enterprise budget information. It is designed to provide online access to current enterprise budget information and software from throughout the United States. UW Center for Dairy Profitabliity - Enterprise Crop Budgets (Corn, Soybeans, Alfalfa, Small Grains) UW Center for Dairy Profitabliity - Fresh Market Vegetable Budgets Wisconsin’s Veggie Compass Project (UW-CIAS) - Veggie Compass is a farm management tool for diversified fresh market vegetable growers. After you enter your cost, sales, and labor data, the comprehensive Compass spreadsheet will calculate the cost of production for each of your crops and the profitability of each market channel. Agriculture Diversification Compass from the Minnesota Department of Agriculture. The guide helps producers evaluate the potential of new crop and livestock enterprises they may be considering for their farm. UW - CIAS - Poultry, specialty food, dairy goat and sheep enterprise budgets.
Government Programs Building Better Rural Places: Federal Programs for Sustainable Agriculture, Forestry, Entrepreneurship, Conservation and Community Development. Margaret Krome, Susan LeVan, David Zodrow. Washington, DC: U.S. Department of Agriculture, 2004. 146 p.
Labor and Employment Information Farm Commons - Employment information for small farms.
Loans and Funders Financing Small and Part-time Farms (PDF) - Penn State College of Agricultural Sciences Bulletin 2004 Farm Credit System (FCS) - A network of federally chartered borrower-owned lending institutions and related service organizations that specialize in providing credit and related services to farmers (also young and beginning). Minnesota Department of Ag has some great new farmer loan programs for MN farmers.
Marketing Comparison of Transaction Costs by Marketing Outlet is an Excel spreadsheet available to compare your marketing outlet numbers at Agricultural Decision Maker. Ag MRC - Marketing information including marketing plans, and understanding target markets. Markets and Profits: Exploring the Feasibility of Your Farming Ideas - An online course to get you started exploring the potential markets and profitability of your ideas. From the Cornell Small Farms Program.
Resources for New Farmers Ag MRC – Starting a business information lists. Farm Business Start-Up Checklist (PDF) - This is a checklist of tasks suggested by established farmers offering important to-dos before opening for business on “Day One.” Land Stewardship Program Farm Beginnings Program® - In-person classroom trainings over a series of months. A farmer-led, community based training and support program aimed at getting more farmers on the land farming sustainably. Exploring the Small Farm Dream: Is Starting and Agricultural Business Right for You? An online course and workbook from the New England Small Farm Institute. ATTRA: Six Ways to Secure Farmland
Software AgSquared - Online diversified vegetable record keeping software FREE! (non-financial) seasonal calendar, help estimating seeds to purchase, scheduling tasks etc. Montana State University - Extensive collection of free farm software sheets based on excel spreadsheets. Capterra – Large list of farm management software tools. “Quick Tips” newsletter - put out by Ag Econ Extension at the University of Oklahoma. Moneydance financial software. Quicken financial software by Intuit.
Taxes Income Tax Management for Farmers. Midwest Plan Service, Iowa State University, 2002. Primer on farm tax issues.
Risk Assessment Risk Assessment for the Small Scale Farm (PDF) - This worksheet helps users to assess their personal risk tolerance as they contemplate a career in small-scale farming.
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